Pennsylvania Code (Last Updated: April 5, 2016) |
Title 31. INSURANCE |
PART IV. Life Insurance |
Chapter 89a. Long-Term Care Insurance Model Regulation |
Section 89a.101. Purpose |
Section 89a.102. Applicability and scope |
Section 89a.103. Definitions |
Section 89a.104. Policy definitions |
Section 89a.105. Policy practices and provisions |
Section 89a.106. Unintentional lapse |
Section 89a.107. Required disclosure provisions |
Section 89a.108. Required disclosure of rating practices to consumers |
Section 89a.109. Initial filing requirements |
Section 89a.110. Prohibition against postclaims underwriting |
Section 89a.111. Minimum standards for home health and community care benefits in long-term care insurance policies |
Section 89a.112. Requirement to offer inflation protection |
Section 89a.113. Requirements for application forms and replacement coverage |
Section 89a.114. Reporting requirements |
Section 89a.115. Licensing |
Section 89a.116. Reserve standards |
Section 89a.117. Loss ratio |
Section 89a.118. Premium rate schedule increases |
Section 89a.119. Filing requirement |
Section 89a.120. Standards for marketing |
Section 89a.121. Suitability |
Section 89a.122. Prohibition against preexisting conditions and probationary periods in replacement policies or certificates |
Section 89a.123. Nonforfeiture benefit requirement |
Section 89a.124. Standards for benefit triggers |
Section 89a.125. Additional standards for benefit triggers for qualified long-term care insurance contracts |
Section 89a.126. Standard format outline of coverage |
Section 89a.127. Requirement to deliver shoppers guide |
Section 89a.128. Penalties |
Section 89a.129. Permitted compensation arrangements |
Appendix A. |
Appendix B. |
Appendix C. |
Appendix D. |
Appendix E. |
Appendix F. |
Appendix G. |
Notation
The provisions of this Chapter 89a issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P. S. § § 66, 186, 411 and 412) and sections 11011115 of The Insurance Company Law of 1921 (40 P. S. § § 991.1101991.1115), unless otherwise noted.
The provisions of this Chapter 89a adopted March 15, 2002, effective March 16, 2002, 32 Pa.B. 1475, unless otherwise noted.