Chapter 89a. Long-Term Care Insurance Model Regulation  


Section 89a.101. Purpose
Section 89a.102. Applicability and scope
Section 89a.103. Definitions
Section 89a.104. Policy definitions
Section 89a.105. Policy practices and provisions
Section 89a.106. Unintentional lapse
Section 89a.107. Required disclosure provisions
Section 89a.108. Required disclosure of rating practices to consumers
Section 89a.109. Initial filing requirements
Section 89a.110. Prohibition against postclaims underwriting
Section 89a.111. Minimum standards for home health and community care benefits in long-term care insurance policies
Section 89a.112. Requirement to offer inflation protection
Section 89a.113. Requirements for application forms and replacement coverage
Section 89a.114. Reporting requirements
Section 89a.115. Licensing
Section 89a.116. Reserve standards
Section 89a.117. Loss ratio
Section 89a.118. Premium rate schedule increases
Section 89a.119. Filing requirement
Section 89a.120. Standards for marketing
Section 89a.121. Suitability
Section 89a.122. Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Section 89a.123. Nonforfeiture benefit requirement
Section 89a.124. Standards for benefit triggers
Section 89a.125. Additional standards for benefit triggers for qualified long-term care insurance contracts
Section 89a.126. Standard format outline of coverage
Section 89a.127. Requirement to deliver shopper’s guide
Section 89a.128. Penalties
Section 89a.129. Permitted compensation arrangements
Appendix A.
Appendix B.
Appendix C.
Appendix D.
Appendix E.
Appendix F.
Appendix G.

Notation

Authority

   The provisions of this Chapter 89a issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P. S. § §  66, 186, 411 and 412) and sections 1101—1115 of The Insurance Company Law of 1921 (40 P. S. § §  991.1101—991.1115), unless otherwise noted.

Source

   The provisions of this Chapter 89a adopted March 15, 2002, effective March 16, 2002, 32 Pa.B. 1475, unless otherwise noted.