Section 645a.13. Payout odds; Envy Bonus; rate of progression; payout limitation

(a) A certificate holder shall pay each winning Pai Gow Poker Wager at odds of 1 to 1, except that the certificate holder shall extract a vigorish from the winning players in an amount equal to 5% of the amount won. When collecting the vigorish, the certificate holder may round off the vigorish to 25¢ or the next highest multiple of 25¢. A certificate holder shall collect the vigorish from a player at the time the winning payout is made.

(b) The certificate holder shall pay out winning Fortune Bonus Wagers and Envy Bonus payouts at the odds and amounts in one of the following paytables selected by the certificate holder in its Rules Submission filed in accordance with § 601a.2 (relating to table games Rules Submissions):

Hand	Paytable A	Envy Bonus
Seven card straight flush	8,000 to 1	$5,000
Royal flush and Royal Match	2,000 to 1	$1,000
Seven-card straight flush with joker	1,000 to 1	$500
Five aces	400 to 1	$250
Royal flush	150 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

Hand	Paytable B	Envy Bonus
Seven-card straight flush	5,000 to 1	$3,000
Royal flush and Royal Match	2,000 to 1	$1,000
Seven-card straight flush with joker	1,000 to 1	$500
Five aces	400 to 1	$250
Royal flush	150 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

Hand	Paytable C	Envy Bonus
Seven-card straight flush	5,000 to 1	$1,000
Royal flush and Royal Match	1,000 to 1	$250
Seven-card straight flush with joker	750 to 1	$100
Five aces	250 to 1	$50
Royal flush	100 to 1	$25
Straight flush	50 to 1	$10
Four-of-a-kind	20 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1
Three pair	Push

Hand	Paytable D	Envy Bonus
Seven-card straight flush	2,500 to 1	$1,000
Royal flush and Royal Match	1,000 to 1	$750
Seven-card straight flush with joker	750 to 1	$250
Five aces	250 to 1	$100
Royal flush	125 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

(c) The certificate holder shall pay out winning Emperor’s Treasure Wagers and Envy Bonus payouts at the odds and amounts in one of the following paytables selected by the certificate holder in its Rules Submission filed in accordance with § 601a.2:

Hand	Paytable A	Envy Bonus
Seven-card straight flush	8,000 to 1	$5,000
Royal flush and ace king suited	2,000 to 1	$1,000
Seven-card straight flush with joker	1,000 to 1	$500
Five aces	400 to 1	$250
Royal flush	150 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

Hand	Paytable B	Envy Bonus
Seven-card straight flush	5,000 to 1	$3,000
Royal flush and ace king suited	2,000 to 1	$1,000
Seven-card straight flush with joker	1,000 to 1	$500
Five aces	400 to 1	$250
Royal flush	150 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

Hand	Paytable C	Envy Bonus
Seven-card straight flush	5,000 to 1	$1,000
Royal flush and ace king suited	1,000 to 1	$250
Seven-card straight flush with joker	750 to 1	$100
Five aces	250 to 1	$50
Royal flush	100 to 1	$25
Straight flush	50 to 1	$10
Four-of-a-kind	20 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

Hand	Paytable D	Envy Bonus
Seven-card straight flush	2,500 to 1	$1,000
Royal flush and ace king suited	1,000 to 1	$750
Seven-card straight flush with joker	750 to 1	$250
Five aces	250 to 1	$100
Royal flush	125 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

(d) The certificate holder shall pay out winning Pai Gow Insurance Wagers at the odds in one of the following paytables selected by the certificate holder in its Rules Submission filed in accordance with § 601a.2 provided that if the licensee is offering Emperor’s Challenge Pai Gow Poker, the licensee may select from paytables a or b or if the licensee is offering Fortune Pai Gow Poker, the licensee may select from paytables c, d or e:

Hand	Paytable A	Paytable B	Paytable C	Paytable D	Paytable E
Nine-high	100 to 1	100 to 1	100 to 1	100 to 1	100 to 1
Ten-high	25 to 1	25 to 1	40 to 1	50 to 1	40 to 1
Jack-high	15 to 1	15 to 1	10 to 1	10 to 1	10 to 1
Queen-high	6 to 1	7 to 1	7 to 1	7 to 1	7 to 1
King-high	5 to 1	5 to 1	6 to 1	5 to 1	5 to 1
Ace-high	3 to 1	3 to 1	3 to 1	3 to 1	3 to 1

(e) If the certificate holder offers the Progressive Payout Wager:

(1) The certificate holder shall pay out winning Progressive Payout Wagers at the odds in the following paytable:

Hand	Payout
Seven-card straight flush	100%
Five aces	10%
Royal flush	500 for 1
Straight flush	100 for 1
Four-of-a-kind	75 for 1
Full house	4 for 1

(2) The initial and resent amount must be in the certificate holder’s Rules Submission filed in accordance with § 601a.2 and be at least $2,000.

(3) Winning Progressive Payout Wagers shall be paid the amount on the meter when it is the player’s turn to be paid in accordance with § 645a.11(h)(4) (relating to procedures for completion of each round of play) irrespective of the amount that was on the meter when the player placed the wager or when the dealer dealt the player’s cards.

(f) The certificate holder shall pay out winning Queen’s Dragon Wagers at odds of 50 to 1.

(g) The certificate holder shall pay out winning Dynasty Bonus Wagers and Envy Bonus payouts at the odds and amounts in the following paytable:

Hand	Payout	Envy Bonus
Ace/five natural straight flush and a natural ace/queen suited	2,000 to 1	$500
Seven-card natural straight flush	2,000 to 1	$400
Natural royal flush and natural ace/queen suited	1,000 to 1	$300
Seven-card straight flush	1,000 to 1	$200
Five aces	500 to 1	$100
Ace/five natural straight flush	120 to 1	$75
Royal flush	120 to 1	$50
Straight flush	50 to 1	$20
Four-of-a-kind	25 to 1	$5
Full house	5 to 1
Flush	4 to 1
Three-of-a-kind	3 to 1
Straight	2 to 1

(h) The certificate holder shall pay out winning Protection Wagers at the odds in the following paytable:

Hand	Payout
Ace/five natural straight flush	120 to 1
Nine-high	100 to 1
Ten-high	25 to 1
Jack-high	15 to 1
Queen-high	7 to 1
King-high	5 to 1
Ace-high	3 to 1

(i) The certificate holder shall pay out winning Red/Black Wagers at the odds in the following paytable:

Hand	Payout
Seven cards of the chosen color	5 to 1
Six cards of the chosen color	1 to 1
Five cards of the chosen color	1 to 1
Four cards of the chosen color	1 to 1

(j) Notwithstanding the payout odds in subsections (b)—(i), a certificate holder may, in its Rules Submission under § 601a.2, establish a maximum amount that is payable to a player on a single hand. The maximum payout amount shall be at least $50,000 or the maximum amount that one player could win per round when betting the minimum permissible wager, whichever is greater. Any maximum payout limit established by a certificate holder may not apply to Envy Bonus payouts.

The provisions of this § 645a.13 amended December 12, 2014, effective December 13, 2014, 44 Pa.B. 7683; amended June 12, 2015, effective June 13, 2015, 45 Pa.B. 2829. Immediately preceding text appears at serial pages (375883) to (375888).

Notation

Authority

The provisions of this § 645a.13 amended under 4 Pa.C.S. § § 1202(b)(9)—(23) and (30), 1205, 1206(f) and (g), 1207(1) and (2), 1208(1)(iii), 1209(b), 1212, 1213, 13A02(1) and (2), 13A11, 13A12—13A14, 13A15 and 1802 and Chapter 13.

Cross References

This section cited in 58 Pa. Code § 645a.2 (relating to Pai Gow Poker table; Pai Gow Poker shaker; physical characteristics); 58 Pa. Code § 645a.11 (relating to procedures for completion of each round of play); and 58 Pa. Code § 645a.12 (relating to player bank; co-banking; selection of bank; procedures for dealing).