Section 89.203. Forms which must provide newborn coverage

(a) Forms providing benefits on an expense incurred or service basis shall extend the benefits to newborn children.

(b) Where a form provides both expense incurred or service benefits and indemnity benefits, for the purposes of implementation of Act 81 and this subchapter, the policy shall be considered an expense incurred or service benefit policy, and benefits thereunder shall be extended to newborn children. Accidental death or accidental death and dismemberment or disability income benefits need not be extended to newborn children, even though the form provides some expense incurred benefits.