DEPARTMENT OF BANKING Action on Applications [32 Pa.B. 5671] The Department of Banking, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending November 5, 2002.
BANKING INSTITUTIONS Holding Company Acquisitions Date Name of Corporation Location Action 11-1-02 Berkshire Financial Holdings, Inc.,
Collegeville, to acquire 100% of
the voting shares of
USABancShares.com, Inc.,
PhiladelphiaCollegeville Effective Mutual Holding Company Reorganization Date Name of Bank Location Action 10-31-02 Keystone Savings Bank
Bethlehem
Northampton CountyBethlehem Approved Application represents reorganization into a mutual holding company to be known as ''Keystone Mutual Holding Company.'' Branch Applications Date Name of Bank Location Action 10-28-02 First American Bank
of Pennsylvania
Everett
Bedford County24 N. Cedar Street
Lititz
Lancaster CountyOpened 11-4-02 First Columbia Bank &
Trust Company
Bloomsburg
Columbia CountyRoute 93 and
Dessen Drive
Hazleton
Luzerne CountyFiled Branch Relocations Date Name of Bank Location Action 8-12-02 Sharon Savings Bank
Darby
Delaware CountyTo: 420 Bainbridge St.
Philadelphia
Philadelphia CountyEffective From: 1730 Snyder Ave.
Philadelphia
Philadelphia County11-1-02 Citizens Bank of
Pennsylvania
Philadelphia
Philadelphia CountyTo: 4110 Brownsville Rd.
Pittsburgh
Allegheny CountyFiled From: 4148 Brownsville Rd.
Pittsburgh
Allegheny CountyBranch Discontinuances Date Name of Bank Location Action 10-19-02 Pittsburgh Savings Bank
Pittsburgh
Allegheny County5001 Library Road
Bethel Park
Allegheny CountyEffective Articles of Amendment Date Name of Bank Purpose Action 11-1-02 vBank, A Savings Bank
Philadelphia
Philadelphia CountyAmendment to Article First
provides for a change in
corporate title from
''vBank, A Savings Bank''
to ''NOVA Savings Bank''Approved
and
EffectiveSAVINGS INSTITUTIONS No activity. CREDIT UNIONS Consolidations, Mergers and Absorptions Date Name of Credit Union Location Action 11-1-02 Pennsylvania State Employees Credit
Union, Harrisburg, and Indiana
County PA School Employees Federal
Credit Union, Indiana
Surviving Institution--
Pennsylvania State Employees
Credit Union, HarrisburgHarrisburg Effective PAUL H. WENTZEL, Jr.,
Acting Secretary[Pa.B. Doc. No. 02-2059. Filed for public inspection November 15, 2002, 9:00 a.m.]